Mortgage Center

Applying online is easy. Our Mortgage Specialists can walk you through the process or you can apply online in minutes.

  1. Click Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed.
  3. An Andrew Johnson Bank Mortgage Specialist will follow up to answer your questions.

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Our goal is to provide the highest level of service at competitive rates. Our Mortgage Specialists are only a phone call away if you need help. Contact us at 423-783-1000.


Sign up to have rates e-mailed to you. You may choose to have rates e-mailed to you when they reach your desired rate, or on a regular basis.

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Put your home to work for you with a home equity loan or line of credit. Contact us for more details.


Building your dream home does not have to be just a dream. We have construction loan programs that will make it a reality. Contact us for more details.


Unsure of which way to go? Use our mortgage calculators to help you make the right decision.

Today's Rates

Conventional Loans
30 Year Fixed Rate
 Rate  APR  Points
 4.625%  4.791%  0.625%
15 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.449%  0.875%
FHA Loans
FHA 30 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.934%  1.000%
FHA 15 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.969%  0.750%
VA Loans
Federal VA 30 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.563%  0.625%
Federal VA 15 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.511%  1.000%
Rural Development Loans
USDA 30 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.878%  0.875%

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